Debt Consolidation Loan – 11.95% (Typical APR 12.68%)
Our Debt Consolidation Loan is available for members who wish to amalgamate their personal unsecured borrowings onto one facility.
- The minimum loan amount is €1,000
- The maximum loan amount is €80,000.
- The maximum loan term is 10 years. The term we approve will depend on the purpose of the loan. For example, the cost of re-financing a Car Insurance premium from your credit card should be repaid within 12 months.
- Free Loan Protection Insurance subject to eligibility, terms and conditions.
- Approval is typically available within 24 hours from when we receive your information.
- This is a variable interest rate loan, so there is no penalty for early repayment.
Warning – This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term.
If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Loans are subject to approval. Terms & Conditions apply.