Category Archive

IMPORTANT MEMBER NOTICE DELAYED SEPA PAYMENTS PROCESSING The European Payments System will be closed Good Friday 18th April & Easter Monday 21st April 2025.   WHAT DOES THIS MEAN FOR YOU? This means payments will not occur during this period. Normal SEPA processing will resume on Tuesday 22nd April.   PAY EARLY You may want to make your payments on ... Read More

Dear Member With effect from 14 June 2025 we are changing our Business Hours for our Balla, Ballyhaunis, Kiltimagh and Swinford Branches. Our new business hours effective 14 June 2025 will be as follows:   Achill                                               Wednesday, Thursday & Friday 09:30 -16:45** Balla                                                 Tuesday 09:30 -16:45** Ballyhaunis                                    Monday, Wednesday & Friday 09:30 -16:45** Swinford                          … Read More

Key points: Cultivate Credit Union’s 2024 annual review reveals that the value of Cultivate loan applications has increased by 27% on 2023 to €64,326,580. When compared to 2019, the value of loan applications has increased by 338%. Off-farm income continues to be a major factor for beef farmers as 88% of applicants had some form of off-farm income, compared to ... Read More

As more farmers enter dairy-beef systems and view it as a viable business, financial backing to invest in herd quality and relevant infrastructure is critical. Luckily, that’s exactly what Cultivate offer with flexible loan repayments that are tailored to farmer’s needs. As Irish dairy-beef farmers navigate rising input costs and market fluctuations, First Choice Credit Union provides financial loans which ... Read More

Most first-time drivers, or a young driver, are eager for the freedom and privilege that comes with getting out on the road, but organising car insurance for young drivers can sometimes be confusing, and let’s face it, costly too. High-risk factors, limited driving experience and lack of previous insurance can push the price of premiums up. However, if you are … Read More

The 2025 First Choice Credit Union Schools Quiz took place on Friday 7th and Saturday 8th February in front of a huge crowd in St. Mary’s Hall, ATU Mayo Campus, Castlebar. With a record 62 teams competing, participants battled it out in two categories: Competition A (Under-11) and Competition B (Under-13). The competition did not disappoint, with questions covering a ... Read More

The SEPA instant payments regulation comes into effect in 2025. This means you will be able to receive money into your account instantly from 9th January 2025 and be able to send instant payments in the coming months certainly by 9th October 2025. Payments will be made instantly and received within 10 seconds, 24 hours a day, 7 days a ... Read More

The Credit Union Schools Quiz is back for 2025! We’re delighted to announce that First Choice Credit Union will be holding the Credit Union Schools Quiz once again in St. Mary’s Hall, ATU Mayo Campus, Castlebar, Co. Mayo. We have already emailed all schools throughout our common bond but all related information can be found below. CHANGE TO USUAL FORMAT: This ... Read More

The 2024 Credit Union Art Competition results are in. This year’s theme was ‘The Joys of Life’ and wow, did we receive some excellent entries. To say it was a joy to see all the entries, of which there was well over 1,000, would be an understatement. We are delighted to announce the winners as follows (pics to follow): 7 … Read More

FIRST CHOICE CREDIT UNION REPORTS ON ANOTHER SUCCESSFUL YEAR WITH A RECORD €26m in LOANS PROVIDED TO MEMBERS On Tuesday last, 3rd December, at their 58th Annual General Meeting, First Choice Credit Union were delighted to report continued growth in the past twelve months and is confidently looking to sustained growth in 2025.  Publishing its year end results, First Choice … Read More