Looking to Borrow?

Whether it’s a new car, doing up your home or taking that trip of a lifetime we can make it possible. At First Choice Credit Union, we’ll take you through your options and see what works best for you. 

Why borrow with us?

Free Loan Insurance

Peace of mind at no extra cost! Terms and conditions apply.

No penalties for early repayment

Unlike some of the banks, we won’t charge you anything if you pay back your loan early !

Low cost loans

Credit Union loans are some of the lowest cost loans available.

Flexible repayments

If your circumstances change, we can change too. Just talk to us and let us know.

Personal Loan

PERSONAL LOAN

Car Loan

CAR LOAN

Home Improvement Loan

HOME IMPROVEMENT LOAN

Student Loan

STUDENT LOAN

Mortgage

HOUSE (MORTGAGE) LOAN

First Choice Loan

SHARE SECURED LOAN

Farmer calculate yield in the computer

AGRI & BUSINESS LOAN

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CONSOLIDATION LOAN

Check out our Loan Calculator

See how much you can borrow and what your repayments would be. 

OUR LOAN APPLICATION PROCESS

How much do you want to borrow?

Check out our loan calculator to see how much you want to borrow and what your repayments would be.

Apply online or drop into us.

You can apply online right now or call into any of our branches to begin the process. You’ll also need to provide some documents.

Loan Approval.

Our lending team will assess your loan and give you a decision within 24 hours.

Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.