Community Loan – 6.00% (Typical APR 6.17%)

At First Choice Credit Union we support Community. Our Community Loan has been designed to offer local community groups, organisations, and charities access to capital to help make their vision become a reality.

This loan has been developed to support projects and initiatives within the following areas: sport and recreation, culture and heritage, the arts, health of the community, natural environment projects and youth, welfare, and amenities.

Community Loan Product Features:

  • CommunityMinimum loan is €1,000. Maximum loan is €100,000 per borrower.
  • Maximum loan term of 10 years.
  • No penalty for early repayment.

Who can apply:

Community groups based or headquartered in the Common Bond.

If you would like to find out more about a Community Loan, please contact a member of our lending team on 094 9022969 or email

Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.