First Choice Loan – 11.95% (Typical APR 12.68%)

Some regulated money lenders typically charge interest rates at 10 times that of the Credit Union. Our members can use the First Choice Loan to borrow at a reasonable rate for their day to day expenses.

First Choice Loan Features:First Choice Loan

  • The maximum net loan is €1,000.
  • Flexible loan term – maximum 12 months.
  • Free Loan Protection Insurance (Terms and Conditions apply).
  • Range of repayment methods available.
  • No penalty for early repayment.
  • Approval typically within 24 hours.

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Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.