Each share you hold in your credit union is equal to €1. Members enjoy equal rights to vote (one member, one vote) and participate in decisions affecting the credit union. Savings are insured at no direct cost to the eligible member, there are no hidden fees or transaction charges and each share you hold for that year is eligible for a dividend.
For futher information relating to savings limits on members accounts, please click below.
WAYS TO SAVE
Electronic Funds Transfer
Using your Credit Union IBAN & BIC you can easily transfer funds into your CU account.
Complete a credit transfer mandate form available in-branch.
Make a deposit to any of your credit union accounts using a VISA/Debit Card.
Over The Counter
Drop into any of our branches in Achill, Balla, Ballyhaunis or Castlebar to pay over the counter.
Mandate a portion of your wages to be automatically transferred to your Credit Union account.
Lodge cash straight into your CU account at our ATM (Castlebar Only).
Other Information about our Savings Accounts
This is a unique facility for credit union members where you can nominate who is to receive the monies in your accounts with the credit union upon your death.
Deposit Guarantee Scheme
Eligible deposits in First Choice Credit Union Limited are protected by the Deposit Guarantee Scheme (“DGS”), up to EUR 100 000.