ECO Car Loan – 6.95% (Typical APR 7.19%)

Thinking of going GREEN? Save on fuel, save your environment, save on your car loan…

Product Features:

  • Available for Hybrid Vehicles or Electric Vehicles only.
  • The maximum loan term is 5 years.
  • The minimum loan amount is €10,000.
  • The minimum gross purchase price of the vehicle being purchased (i.e. before trade-in) must be €20,000.
  • The maximum loan amount is €60,000
  • Free Loan Protection Insurance subject to eligibility terms and conditions.
  • Range of repayment methods available.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.

Evidence must be produced up front by way of garage invoice confirming vehicle fuel type as Hybrid or Electric.


Car Loan – 8.50% (Typical APR 8.87%)

Drive the best deal with a Car loan from First Choice Credit Union.

Product Features:

  • Available for new or used road taxable vehicles (i.e. cars, vans, motorbikes, jeeps, camper vans etc).Car Loan
  • The maximum loan term is 5 years.
  • The minimum loan amount or top up loan amount is €5,000.
  • The maximum loan amount is €60,000.
  • Free Loan Protection Insurance subject to eligibility terms and conditions.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.

Car Loan (€1,000 to €4,999)  – 9.00% (9.38% APR)

Product Features:

  • The maximum loan term is 5 years.
  • The minimum loan amount or top up loan amount is €1,000.
  • The maximum loan amount is €4,999.
  • Free Loan Protection Insurance subject to eligibility terms and conditions.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically availability within 24 hours from when we receive your information.

Apply online below and avail of our eSignature Service. Apply for a loan online 💶 Upload your supporting documents online📄  Digitally sign the loan documents online🖋 We will then issue your loan to an account of your choice 

Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.