First Choice Credit Union Car Loans
We’ve reduced our interest rates! Get in touch or apply today. Borrow up to €60,000 from as low as 5.90% (6.06% APR) with flexible repayment terms and free* loan protection insurance.
Click the option below which is relevant to you for more information.
5.90% Car Loan €50,001 - €60,000
Enjoy our super low Large Personal Loan rate of 5.90% (Typical APR 6.06%) which can be used for vehicles when borrowing for amounts between €50,001 – €60,000. For loans of €50,000 or more, members must apply in branch.
- Minimum loan €50,001.
- Maximum loan €60,000.
- Maximum loan term is 60 months.
- This is a variable interest rate loan, so there is no penalty for early repayment.
- Approval is typically available within 24 hours from when we receive your information.
6.90% Car Loan €25,001 - €50,000
Enjoy our super low Large Personal Loan rate of 6.90% (Typical APR 7.12%) which can be used for vehicles when borrowing for amounts between €25,001 – €50,000. Available for new or used road taxable vehicles (i.e. cars, vans, motorbikes, jeeps, camper vans etc).
Should you apply online for this amount, please select the Large Personal 25k to 50k loan option.
- Minimum loan €25,001.
- Maximum loan €50,000.
- Maximum loan term is 60 months.
- This is a variable interest rate loan, so there is no penalty for early repayment.
- Approval is typically available within 24 hours from when we receive your information.
8.50% Car Loan €5,000 - €25,000
For car loan amounts between €5,000 – €25,000, our interest rate is 8.50% (Typical APR 8.84%). Available for new or used road taxable vehicles (i.e. cars, vans, motorbikes, jeeps, camper vans etc).
- Minimum loan €5,000.
- Maximum loan €25,000.
- Maximum loan term is 60 months.
- This is a variable interest rate loan, so there is no penalty for early repayment.
- Approval is typically available within 24 hours from when we receive your information.
9.00% Car Loan €1,000 - €4,999
For car loan amounts between €1,000 – €4,999, our interest rate is 9.00% (Typical APR 9.38%). Available for new or used road taxable vehicles (i.e. cars, vans, motorbikes, jeeps, camper vans etc).
- Minimum loan €1,000.
- Maximum loan €4,999.
- Maximum loan term is 60 months.
- This is a variable interest rate loan, so there is no penalty for early repayment.
- Approval is typically available within 24 hours from when we receive your information.
*Terms and conditions apply.
Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.