First Choice Credit Union Car Loans
Get in touch or apply today. Borrow up to €80,000 from as low as 5.90% (6.06% APR) with flexible repayment terms and free* loan protection insurance.
The amount you can borrow is based on your ability to repay & your credit record. There is no need to have a certain amount held in savings for unsecured loans.
Click the option below which is relevant to you for more information.
5.90% Car Loan €50,001 - €80,000
Enjoy our super low Large Car Loan rate of 5.90% (Typical APR 6.06%) which can be used for vehicles when borrowing for amounts between €50,001 – €80,000.
- Minimum loan €50,001.
- Maximum loan €80,000.
- Maximum loan term is 7 years.
- This is a variable interest rate loan, so there is no penalty for early repayment.
- Free loan protection insurance subject to eligibility and terms.
- Approval is typically available within 24 hours from when we receive your information.
Apply online below or for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford.
6.90% Car Loan €25,001 - €50,000
Enjoy our super low Large Car Loan rate of 6.90% (Typical APR 7.12%) which can be used for vehicles when borrowing for amounts between €25,001 – €50,000. Available for new or used road taxable vehicles (i.e. cars, vans, motorbikes, jeeps, camper vans etc).
- Minimum loan €25,001.
- Maximum loan €50,000.
- Maximum loan term is 7 years.
- This is a variable interest rate loan, so there is no penalty for early repayment.
- Free loan protection insurance subject to eligibility and terms.
- Approval is typically available within 24 hours from when we receive your information.
Apply online below and avail of our eSignature Service. Apply for a loan online 
Take advantage of our Open Banking service or upload your supporting documents online
Digitally sign the loan documents online
We will then issue your loan to an account of your choice
Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford.
8.50% Car Loan €5,001 - €25,000
For car loan amounts between €5,001 – €25,000, our interest rate is 8.50% (Typical APR 8.84%). Available for new or used road taxable vehicles (i.e. cars, vans, motorbikes, jeeps, camper vans etc).
- Minimum loan €5,001.
- Maximum loan €25,000.
- Maximum loan term is 5 years.
- This is a variable interest rate loan, so there is no penalty for early repayment.
- Free loan protection insurance subject to eligibility and terms.
- Approval is typically available within 24 hours from when we receive your information.
Apply online below and avail of our eSignature Service. Apply for a loan online Take advantage of our Open Banking service or upload your supporting documents online Digitally sign the loan documents online We will then issue your loan to an account of your choice
Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford.
11.95% Car Loan €100 - €5,000
For car loan amounts between €100 – €5,000, our interest rate is 11.95% (Typical APR 12.68%). Available for new or used road taxable vehicles (i.e. cars, vans, motorbikes, jeeps, camper vans etc).
- Minimum loan €100.
- Maximum loan €5,000.
- Maximum loan term is 5 years.
- This is a variable interest rate loan, so there is no penalty for early repayment.
- Free loan protection insurance subject to eligibility and terms.
- Loan interest rebate may be payable.
- Approval is typically available within 24 hours from when we receive your information.
Apply online below and avail of our eSignature Service. Apply for a loan online Take advantage of our Open Banking service or upload your supporting documents online Digitally sign the loan documents online We will then issue your loan to an account of your choice
Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford.
*Terms and conditions apply.
Loans are subject to approval. Terms & Conditions apply.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Allianz Car Insurance Offer
As a First Choice Credit Union member, you can save even more on your car insurance with Allianz Ireland – get 18% off online now.
Find out more: Allianz Car Insurance Offer
Allianz p.l.c. is regulated by the Central Bank of Ireland. T&C’s apply.