Student Loan – 6.50% (Typical APR 6.71%)

Our Student Loan rate is available for:

  • Full Time, Post Graduate or Masters courses
  • College FeesFirst Choice Credit Union Student Loan
  • Accommodation or Rent
  • Mature students returning to college

Student Loan Product Features:

  • Minimum Loan €1,000.
  • Maximum loan €20,000.
  • Flexible loan term – maximum 60 months.
  • Free Loan Protection Insurance (Terms and Conditions apply).
  • Range of repayment methods available.
  • Approval typically within 24 hours.
  • No penalty for early repayment.

Guarantor:

In some instances, if the student does not quite have affordability for the proposed loan, a parent or guardian may provide their information (income details, etc. as per the above web link) and we will base our assessment of affordability on the parent instead.

Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

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