ECO Home Improvement Loan – 6.95% (Typical APR 7.18%)

In order to qualify for our ECO Home Improvement loan you must be undertaking home upgrades that will improve your household’s energy efficiencies.

Product Features:

  • For all Home Improvements including extensions, renovations and redecorating which involve a significant element of energy efficiency improvement.
  • The minimum loan amount is €25,000.
  • The maximum loan amount is €80,000.
  • The maximum loan term is 10 years. The term we approve will depend on the purpose of the loan and the age of the borrower.
  • Free Loan Protection Insurance subject to eligibility terms and conditions.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.
  • You will be required to provide evidence of the home improvement expenditure, to include energy efficiency measures, by way of receipts or invoices for a minimum of 90% of the loan amount.

Home Improvement Loan (€25,000 to €80,000) – 7.50% (Typical APR 7.76%)

For all Home Improvements including extensions, renovations and redecorating.

Product Features:

  • For all Home Improvements including extensions, renovations and redecorating.
  • The minimum loan amount is €25,000.
  • The maximum loan amount is €80,000.
  • The maximum loan term is 10 years. The term we approve will depend on the purpose of the loan and the age of the borrower.
  • Free Loan Protection Insurance subject to eligibility terms and conditions.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.
  • You will be required to provide evidence of the home improvement expenditure by way of receipts or invoices for a minimum of 90% of the loan amount.

Home Improvement Loan (€5,000 to €24,999) – 9.50% (9.92% APR)

Product Features:

  • For all Home Improvements including extensions, renovations and redecorating.
  • The minimum loan amount or top up loan amount is €5,000.
  • The maximum loan amount is €24,999.
  • The maximum loan term is 10 years. The term we approve will depend on the purpose of the loan and the age of the borrower.
  • Free Loan Protection Insurance subject to eligibility terms and conditions.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.
  • You will be required to provide evidence of the home expenditure by way of receipts or invoices for a minimum of 75% of the loan amount.

Apply online below and avail of our eSignature Service. Apply for a loan online 💶 Upload your supporting documents online📄  Digitally sign the loan documents online🖋 We will then issue your loan to an account of your choice 

If your loan application is for €50,000 or more:

Please book an appointment with a member of our lending team using our online appointment booking calendar below and select an available time and branch office that suits you.

Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.