Personal Loan Secured By Shares – 6.50% (Typical APR 6.71%)

Our Personal Loan Secured by Shares is available to members who have an amount of savings with the credit union, and who wish to borrow up to the amount held in their savings.

The savings will be held by the credit union as collateral for the outstanding loan balance during the term of the loan.

Personal Loan Secured By Shares Product Features:

  • The maximum loan amount per member is €20,000.
  • The amount being borrowed must be held in shares before the loan is applied for.
  • The maximum loan term is 60 months.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Free Loan Protection Insurance subject to eligibility, terms and conditions.

Apply online below and avail of our eSignature Service. Apply for a loan online 💶 Upload your supporting documents online📄  Digitally sign the loan documents online🖋 We will then issue your loan to an account of your choice 

Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.