Personal Loan Secured By Shares – From 5.25% (Typical APR 5.38%)
Our Personal Loan Secured by Shares is available to members who have an amount of savings with the credit union, and who wish to borrow up to the amount held in their savings.
The savings will be held by the credit union as collateral for the outstanding loan balance during the term of the loan.
5.25% Large Personal Loan Secured by Shares €25,001 - €60,000
Enjoy our super low Large Secured by Shares Loan rate of 5.25% (Typical APR 5.38%) when borrowing for amounts between €25,001 – €60,000.
- Minimum loan €25,001.
- Maximum loan €60,000.
- Maximum loan term is 10 years.
- This is a variable interest rate loan, so there is no penalty for early repayment.
- Free loan protection insurance subject to eligibility and terms.
- Approval is typically available within 24 hours from when we receive your information.
Apply for a loan online 
Take advantage of our Open Banking service or upload your supporting documents online
Digitally sign the loan documents online
We will then issue your loan to an account of your choice
Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford.
6.50% Personal Loan Secured by Shares €10 - €25,000
Enjoy our discounted Personal Loan Secured by Shares rate of 6.50% (Typical APR 6.70%) when borrowing for amounts between €10 – €25,000.
- Minimum loan €10.
- Maximum loan €25,000.
- Maximum loan term is 10 years.
- This is a variable interest rate loan, so there is no penalty for early repayment.
- Free loan protection insurance subject to eligibility and terms.
- Approval is typically available within 24 hours from when we receive your information.
Apply for a loan online Take advantage of our Open Banking service or upload your supporting documents online Digitally sign the loan documents online We will then issue your loan to an account of your choice
Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford.
Loans are subject to approval. Terms & Conditions apply.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.