First Choice Credit Union Green Loans from 5.90% (6.06% APR)

Green Loans for household energy upgrades, electric vehicles and more. 

We’ve reduced our interest rates! Get in touch or apply today. Rates from as low as 5.90% (6.06% APR) with flexible repayment terms and free* loan protection insurance.

Click the option below which is relevant to you for more information.

GREEN HOME IMPROVEMENT LOAN

5.90% Green Home Improvement Loan €50,001 - €80,000

Enjoy a super low Green Home Improvement Loan rate of 5.90% (Typical APR 6.06%) for green home improvement loans greater than €50,000.

  • Minimum loan €50,001.
  • Maximum loan €80,000.
  • Maximum loan term is 10 years.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.

Apply online below now.

Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford. 

6.90% Green Home Improvement Loan €25,001 - €50,000

Enjoy a super low Green Home Improvement Loan rate of 6.90% (Typical APR 7.12%) for green home improvement amounts between €25,001 – €50,000.

  • Minimum loan €25,001.
  • Maximum loan €50,000.
  • Maximum loan term is 10 years.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.

Apply online below and avail of our eSignature Service. Apply for a loan online 💶✅ Take advantage of our Open Banking service or upload your supporting documents online📄 ✅ Digitally sign the loan documents online🖋✅ We will then issue your loan to an account of your choice ✅

Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford. 

8.50% Green Home Improvement Loan €15,001 - €25,000

Enjoy a discounted rate of 8.50% (Typical APR 8.84%) for green home improvements when borrowing between €15,001 – €25,000.

  • The minimum loan amount or top up loan amount is €15,001.
  • The maximum loan amount is €25,000.
  • The maximum loan term is 10 years.
  • Free Loan Protection Insurance subject to eligibility terms and conditions.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.

Apply online below and avail of our eSignature Service. Apply for a loan online 💶✅ Take advantage of our Open Banking service or upload your supporting documents online📄 ✅ Digitally sign the loan documents online🖋✅ We will then issue your loan to an account of your choice ✅

Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford. 

9.40% Green Home Improvement Loan €5,001 - €15,000

Enjoy a discounted rate of 9.40% (Typical APR 9.82%) for green home improvement loans when borrowing between €5,001 – €15,000.

  • For all Home Improvements including extensions, renovations and redecorating.
  • The minimum loan amount or top up loan amount is €5,001.
  • The maximum loan amount is €15,000.
  • The maximum loan term is 10 years.
  • Free Loan Protection Insurance subject to eligibility terms and conditions.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.

Apply online below and avail of our eSignature Service. Apply for a loan online 💶✅ Take advantage of our Open Banking service or upload your supporting documents online📄 ✅ Digitally sign the loan documents online🖋✅ We will then issue your loan to an account of your choice ✅

Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford. 

11.95% Green Home Improvement Loan €100 - €5,000

Rate of 11.95% (Typical APR 12.68%) for green home improvement loans when borrowing between €100 – €5,000.

  • Minimum Loan €100.
  • Maximum loan €5,000.
  • The maximum loan term is 5 years.
  • Free Loan Protection Insurance subject to eligibility terms and conditions.
  • This is a variable interest rate, so there is no penalty for early repayment.
  • Approval typically within 24 hours from when we receive your information.
  • Interest rebate may be payable.

Apply online below and avail of our eSignature Service. Apply for a loan online 💶✅ Take advantage of our Open Banking service or upload your supporting documents online📄 ✅ Digitally sign the loan documents online🖋✅ We will then issue your loan to an account of your choice ✅

Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford. 

GREEN CAR LOAN

5.90% Green Car Loan €50,001 - €80,000

Enjoy our super low Green Car Loan rate of 5.90% (Typical APR 6.06%) which can be used for green vehicles (electric or hybrid) when borrowing for amounts between €50,001 – €80,000.

  • Minimum loan €50,001.
  • Maximum loan €80,000.
  • Maximum loan term is 10 years.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.

Apply online below now.

Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford. 

6.90% Green Car Loan €25,001 - €50,000

Enjoy a super low Green Car Loan rate of 6.90% (Typical APR 7.12%) for green vehicles (electric or hybrid) between €25,001 – €50,000.

  • Minimum loan €25,001.
  • Maximum loan €50,000.
  • Maximum loan term is 10 years.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.

Apply online below and avail of our eSignature Service. Apply for a loan online 💶✅ Take advantage of our Open Banking service or upload your supporting documents online📄 ✅ Digitally sign the loan documents online🖋✅ We will then issue your loan to an account of your choice ✅

Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford. 

8.50% Green Car Loan €15,001 - €25,000

Enjoy a discounted Green Car Loan rate of 8.50% (Typical APR 8.84%) for green vehicles (electric or hybrid) when borrowing between €15,001 – €25,000.

  • The minimum loan amount or top up loan amount is €15,001.
  • The maximum loan amount is €25,000.
  • The maximum loan term is 10 years.
  • Free Loan Protection Insurance subject to eligibility terms and conditions.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.

Apply online below and avail of our eSignature Service. Apply for a loan online 💶✅ Take advantage of our Open Banking service or upload your supporting documents online📄 ✅ Digitally sign the loan documents online🖋✅ We will then issue your loan to an account of your choice ✅

Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford. 

9.40% Green Car Loan €5,001 - €15,000

Enjoy a discounted Green Car Loan rate of 9.40% (Typical APR 9.82%) for green vehicles (electric or hybrid) when borrowing between €5,001 – €15,000.

  • The minimum loan amount or top up loan amount is €5,001.
  • The maximum loan amount is €15,000.
  • The maximum loan term is 10 years.
  • Free Loan Protection Insurance subject to eligibility terms and conditions.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.

Apply online below and avail of our eSignature Service. Apply for a loan online 💶✅ Take advantage of our Open Banking service or upload your supporting documents online📄 ✅ Digitally sign the loan documents online🖋✅ We will then issue your loan to an account of your choice ✅

Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford. 

11.95% Green Car Loan €100 - €5,000

Rate of 11.95% (Typical APR 12.68%) for green car (electric or hybrid) loans when borrowing between €100 – €5,000.

  • Minimum Loan €100.
  • Maximum loan €5,000.
  • The maximum loan term is 5 years.
  • Free Loan Protection Insurance subject to eligibility terms and conditions.
  • This is a variable interest rate, so there is no penalty for early repayment.
  • Approval typically within 24 hours from when we receive your information.
  • Interest rebate may be payable.

Apply online below and avail of our eSignature Service. Apply for a loan online 💶✅ Take advantage of our Open Banking service or upload your supporting documents online📄 ✅ Digitally sign the loan documents online🖋✅ We will then issue your loan to an account of your choice ✅

Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford. 

*Terms and conditions apply.

Loans are subject to approval. Terms & Conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.