At this time of year many of us think about repairs, redecorating and refurbishing our home before the Winter really sets in.  Michael Boland of First Choice Credit Union explains why a credit union Home Improvement Loan is a great choice for those wanting to update their home without incurring unnecessary debt.

“We offer our home improvement loan from a great value rate of 6.95% (APR 7.18%)*. Loans are typically approved within 24 hours. We are also happy to offer our loans to brand new members.

Normal enquiries about finance for home re-decorations, refurbishments and extensions have emerged following the lifting of the main local trading restrictions.

New Kitchen?

In line with the trend of recent years, more and more households are considering home energy efficiency measures such as heat pump and insulation works.

This year has also seen an increase in requests for finance towards the set-up of home office and home study furniture and equipment.”

*For a €50,000, 10-year variable interest rate loan, with 120 monthly repayments of €579.26, an interest rate of 6.95%, a representative APR of 7.18%; the total amount payable by the member is €69,496.90. Representative example as at 4/09/2020.

Check out our loan calculator to see what you can afford.

For further information please contact our lending team on 094 9022969, email us at loans@fccu.ie or drop into any of our branches in Achill, Balla, Ballyhaunis and Castlebar.

Alternatively, you can apply NOW by clicking the below.