First Choice Loan – 11.95% (Typical APR 12.68%)

Some regulated money lenders typically charge interest rates at 10 times that of the Credit Union. Our members can use the First Choice Loan to borrow at a reasonable rate for their day to day expenses.

First Choice Loan Features:First Choice Loan

  • The maximum loan amount is €1,000.
  • The maximum loan term is 12 months.
  • Free Loan Protection Insurance subject to eligibility terms and conditions.
  • This is a variable interest rate loan, so there is no penalty for early repayment.
  • Approval is typically available within 24 hours from when we receive your information.

Apply online below and avail of our eSignature Service. Apply for a loan online 💶✅ Upload your supporting documents online📄 ✅ Digitally sign the loan documents online🖋✅ We will then issue your loan to an account of your choice ✅

Alternatively, for more information please call 094 9022969, email loans@fccu.ie or visit any of our branches in Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford. 

APPLY NOW

Loans are subject to approval. Terms and conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.