We can help with your finances before you go so you can focus on enjoying your college experience when you get there. We’ll help you budget for college and calculate your expenses so not only will you know the costs of attending college, but you’ll be prepared for going. Credit Unions help students finance college. It’s an exciting time for you and we want to give you confidence that you can afford it.
Student Current Account
Our new Current Account gives you instant access to your money through our Mastercard® Debit Card, a secure app and online portal, mobile functionality, and best of all, there’s free day-to-day banking for Students! You also get access to Mastercard Priceless Cities with digital experiences like free yoga classes and priority access to sporting and music events. The Student Current Account is available to Credit Union members enrolling or currently enrolled in full-time third-level education.
Student Loans
Credit Unions are renowned for helping students finance college and helping them achieve their educational goals. We offer a reduced rate loan to students at 6.50% (typical APR 6.70%) and flexible repayments. Check out our loan calculator to see what your repayments would potentially be.
STUDENT LOAN: MORE INFO & HOW TO APPLY
Parental Loans
A parent or guardian can apply for a personal loan for the purpose of assisting you with your studies.
Other Services
Why not get in touch with your credit union to find out what other supports and services we provide that will help you prepare for your college year.
Features & Benefits:
- Free day-to-day banking
- Mastercard Debit Card with Contactless
- Online & Mobile banking
- Overdraft for emergency funds
- Student Loans with reduced interest rates
- Access to Mastercard Priceless Cities
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Important Information
In order to open a Student Current Account and avail of a fee concession, you must be aged 16 – 25 years, resident in the Republic of Ireland and in full time third-level education. If you are 16 or 17 years of age, we require the consent of your parent or guardian for you to open an account. Fees and charges apply for using your Debit Card for purchases and cash withdrawals in a foreign currency. Terms and Conditions apply. For overdrafts and loans, you must be 18 years or older. Lending criteria, terms and conditions apply. A parental/guardian guarantee may be required.