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tab1 tab2 Loan Calculator Personal Loan Car Loan Home Improvement Loan Home Loan Switcher Loan Cultivate Agri Loan Share Secured Loan Student Loan Apply Now Back Personal €100 - €5,000 €5,001 - €15,000 €15,001 - €25,000 €25,001 - €50,000 €50,001 - €80,000 €100 - €5,000 €5,001 - €15,000 €15,001 - €25,000 €25,001 - €50,000 €50,001 - €80,000 €50,000 - €100,000 ... Read More

Struggling with costs at back-to-school time – talk to us!

A new, national survey has identified a rise in the number of parents in debt due to back-to-school related costs. Well over a third of parents in Ireland (36%) now say they are getting into debt trying to cope with costs at back-to-school time. This compares with 29% who reported being in debt last year. The worrying findings were revealed … Read More

Loans

Why borrow with us?Free Loan Insurance Peace of mind at no extra cost! Terms and conditions apply. No penalties for early repayment Unlike some of the banks, we won’t charge you anything if you pay back your loan early ! Low cost loans Credit Union loans are some of the lowest cost loans available. Flexible repayments If your circumstances change, ... Read More

Join

Become a member JOIN TODAY! LIVE, WORK or your family home is  within the Achill, Balla, Ballyhaunis, Castlebar, Kiltimagh or Swinford Common Bond area? Simply apply online below or drop into any of our branches and we will be delighted to take you through the membership process. ONLINE MEMBERSHIP APPLICATIONOur Common Bond In order to become a member of First ... Read More

Careers

Unfortunately, we are currently not recruiting for any positions. However, please feel free to to send us your Curriculum Vitae should any positions arise in the future. Email your C.V. to hr@fccu.ie or send via post to First Choice Credit Union, Market Square, Castlebar, Co. Mayo, F23 NW25. Alternatively, you can drop your C.V. in to any of our branches ... Read More

Anti-Money Laundering (AML) and Member Records Updates

The Criminal Justice (Money Laundering and Terrorist Financing) Act 2010 (the “Act”) requires Financial Service providers, including Credit Unions, to implement and operate measures to prevent Money Laundering and Terrorist Financing. First Choice Credit Union is legally required under the Act to obtain and hold identification documentation for all its members. We are aware that some of these requests may ... Read More

Personal Loan Secured By Shares

Personal Loan Secured By Shares – From 5.25% (Typical APR 5.38%) Our Personal Loan Secured by Shares is available to members who have an amount of savings with the credit union, and who wish to borrow up to the amount held in their savings. The savings will be held by the credit union as collateral for the outstanding loan balance ... Read More

Home Loan

Home Loan – From 4.00% (Typical APR 4.07%) Buying a home is a big step. Your Credit Union is here to help you on your way. Whether it’s your first home, or a subsequent home we are here to CU home. Our Home Loan is only available for members to purchase, construct or significantly renovate their own principal private residence. ... Read More

First Choice Loan

First Choice Loan – 11.95% (Typical APR 12.68%) Some regulated money lenders typically charge interest rates at 10 times that of the Credit Union. Our members can use the First Choice Loan to borrow at a reasonable rate for their day to day expenses. First Choice Loan Features: The maximum loan amount is €1,000. The maximum loan term is 12 ... Read More

Student Loan

Student Loan – 6.50% (Typical APR 6.70%) Our special student loan rate is available at 6.50% (Annual Percentage Rate 6.70%). The third level student must be a First Choice Credit Union Personal Current Account and Debit Card Holder at the time of loan draw down. The borrower must be the person or persons upon whom the affordability calculation is based. ... Read More

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First Choice Credit Union is regulated by The Central Bank Of Ireland Reg No: 125cu
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