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The Criminal Justice (Money Laundering and Terrorist Financing) Act 2010 (the “Act”) requires Financial Service providers, including Credit Unions, to implement and operate measures to prevent Money Laundering and Terrorist Financing. First Choice Credit Union is legally required under the Act to obtain and hold identification documentation for all its members. We are aware that some of these requests may ... Read More

Personal Loan Secured By Shares – From 5.25% (Typical APR 5.38%) Our Personal Loan Secured by Shares is available to members who have an amount of savings with the credit union, and who wish to borrow up to the amount held in their savings. The savings will be held by the credit union as collateral for the outstanding loan balance ... Read More

Home Loan – 4.00% Variable Rate (Typical APR 4.07%) Buying a home is a big step. Your Credit Union is here to help you on your way. Whether it’s your first home, or a subsequent home we are here to CU home. Our Home Loan is only available for members to purchase, construct or significantly renovate their own principal private ... Read More

First Choice Loan – 11.95% (Typical APR 12.68%) Some regulated money lenders typically charge interest rates at 10 times that of the Credit Union. Our members can use the First Choice Loan to borrow at a reasonable rate for their day to day expenses. First Choice Loan Features: The maximum loan amount is €1,000. The maximum loan term is 12 ... Read More

Student Loan – 6.50% (Typical APR 6.70%) The borrower must be the person or persons upon whom the affordability calculation is based. The amount you can borrow is based on your ability to repay & your credit record. There is no need to have a certain amount held in savings for unsecured loans. Student Loan Product Features: Minimum loan is ... Read More

First Choice Credit Union Home Improvement Loans Get in touch or apply today. Borrow up to €100,000 from as low as 5.90% (6.06% APR) with flexible repayment terms and free* loan protection insurance. The amount you can borrow is based on your ability to repay & your credit record. There is no need to have a certain amount held in ... Read More

First Choice Credit Union Car Loans Get in touch or apply today. Borrow up to €100,000 from as low as 5.90% (6.06% APR) with flexible repayment terms and free* loan protection insurance. The amount you can borrow is based on your ability to repay & your credit record. There is no need to have a certain amount held in savings ... Read More

First Choice Credit Union Personal Loans Get in touch or apply today. Borrow up to €100,000 from as low as 5.90% (6.06% APR) with flexible repayment terms and free* loan protection insurance. The amount you can borrow is based on your ability to repay & your credit record. There is no need to have a certain amount held in savings ... Read More

At First Choice Credit Union, your privacy and data protection rights are very important to us. Data Protection is the safeguarding of the privacy rights of individuals in relation to the processing of personal information, in both paper and electronic format. On the 25th May 2018 the EU is introducing a new regulation – the General Data Protection Regulation (GDPR) … Read More