Buying a used car is something most of us will do at least once in our lives. It’s a big deal. Here’s 5 tips to help you make sure you’re making the right decision.

1. Negotiate

Some of us like a good haggle, others not so much but we all know the old saying, “if you don’t ask you won’t get”. We would encourage all to at least ask, sellers will most likely be open to some discussion and consideration. 

2. Talk to an expert

While used cars come at a discounted rate, this is with good reason – they have been used before. Wear and tear can take its toll on any product. Be sure to bring along a qualified mechanic or car expert to assess the vehicle. While used cars cost less, they’re still a lot of money. It’s important not to impart with this money without consideration for the value you are receiving.

3. Research the seller

The internet has brought great change to the way cars are being sold. This is beneficial to both the buyer and the seller. For sellers, it means they can show their products to mass audiences without their need to travel to view each car. As a buyer, you can provisionally assess both the car and the seller from the comfort of your couch. When your satisfied that both are in order, then you can pay a visit. Look out for reviews of sellers on these car buying websites. While a couple of negative reviews is normal, a consistency of the same type of issue, or a clear disrespect for their customers, should make you wary of any seller.

4. If it looks to good to be true, it probably is

This is a hard fact to take. While searching for your dream car, you stumble across one that’s significantly cheaper than the rest in that bracket. It looks immaculate, the mileage is low, and there’s only one previous owner. While it is difficult to stay calm, you need to ask yourself, why should this be any cheaper than the rest? Does it need a timing belt? Do the photos not show a portion of the car which could have damage? There are great sites like www.cartell.ie or www.motorcheck.ie available to check a car’s service history, accident reports etc. They do cost circa €20-€30 but it’s well worth it. 

There could be no issues at all, but with a significant saving there is likely a catch.

5. Take your time

Considering all of the above can take time. But it’s important not to rush such an important process. While you may stumble upon the perfect model, if it’s not the right time it’s better to let it go. Chances are another one will come along soon.

If it is the right time, check out our Car Loans. We’ve got a great rate, and some even better benefits like 24 hour loan decisions, and interest charged on the reducing loan balance. If you’re ready to get started, open up our Loan Calculator. Check your repayments and start your application right away.